Short-Term Investment Pool

The Combined Fund Short-Term Income Investment Pool

The Short-Term Income Investment Pool is intended for investment of short-term funds with an investment horizon up to about eighteen months. This pool would be an alternative to money market investments and short-term CDs. This portfolio would not be FDIC insured.

Allocation – Ultra short-term, short-term, and intermediate term fixed-income funds and approx. 5% in an S&P 500 Index Fund.

Risk Profile – Goal is not to have a loss in any single one-year period. There could be a loss in a given calendar quarter.

Anticipated Total Returns – Investment returns are expected to exceed the rate of inflation and to exceed money market fund rates by 2% annually over time.

Minimum Initial Investment – $1,000.00

Withdrawals – There are no automatic distributions of income from the Pool.  Withdrawals may be made on demand once per calendar quarter.

Investment Returns Through September 30, 2020

Comparative ReturnsYTD1-year return3-year return5-year return
Short-Term Income Investment Pool* 3.89% 4.83% 3.75% 3.28%
IM US Short Term Investment Grade (MF) Median 2.09% 2.68% 2.46% 2.09%

The pool was established in January of 2015.

*Returns recorded in the table include fees implicit in the funds. They do not reflect other TFE fees.

Note:  Historical investment returns are not a guarantee of future results.