Medium-Term Investment Pool

The Combined Fund Mid-Term Capital Investment Pool

The Mid-Term Capital Investment Pool is intended for intermediate-term funds such as capital campaign funds with an investment horizon of about three to five years.  The pool will emphasize capital preservation with acceptable growth of investment.

Allocation – 70% in stable fixed income funds and 30% in equity and real estate funds.

Risk Profile – The pool could have more volatility than the Short-Term Income Investment Pool and approximately one-half the volatility of the Long-Term Legacy Investment Pool (current Combined Fund).

Anticipated Total Returns – Investment returns over time are anticipated to be 4% above inflation, 2% above the Short-Term Income Investment Pool and 2% below the Long-Term Legacy Investment Pool.

Minimum Initial Investment – $3,000.00

Withdrawals – There are no automatic distributions of income from the Pool.  Withdrawals may be made on demand once per calendar quarter.

Investment Returns as of December 31, 2018

Comparative ReturnsYTD1-year return3-year return
Mid-Term Capital Investment Pool –1.51% –1.51% 3.44%
Mixed-Asset Target Allocation –1.50% –1.50% 3.35%

The Mid-Term Investment Pool had a total return of –1.51% for the one-year period ended 12/31/18 compared to the benchmark rate of
–1.50%. It had a total return of 3.44% for the three-year period ended 12/31/18 compared to the benchmark rate of 3.35%. The pool was established in January of 2015.

Note:  Historical investment returns are not a guarantee of future results.